A month later I had an unexpected expense so went for a Nuba card (MBNA) funded. They gave me a $1,000 limit. I tried RBS to put my credit card at a 10k limit, the minimum payment was $225 a month, at the time I had with RBS also Banked, had loans with them for 25k cost 450/month – they answered that the limit on my statement was every month and if I couldn`t do it, I would have refused – fair enough. At the time of all this, I got divorced and tried to run a mortgage on my own with a child, and I didn`t think so. It`s not safe, it`s worth moving on to the FOS. This may be of interest to direct complaints from the shop, I had 2 for unaffordable credit limit increases, while only paying the minimum, then maxing, while at the same time as the amount of a nightmare payday credit (I actually bought items from the shop to live directly) They refused my very and kandco complaints, went to FOS, was assigned to various adjuvants for each. First adjur (kandco account) refused within days and I sent to the Ombudsman, because I thought the standard of investigation was very bad, almost like a copy of the direct letter from the refusal shop (I managed my account well by limiting the apparent minimum payment!) and that their commercial terms, they can do what they basically want. The warrant officer`s other investigation was more like the success I had with my payday loans, a lot of questions about my expenses, interesting things etc. she wrote yesterday to say that they don`t make a decision themselves and instead directly to a mediator (after a discussion) as “they take a special interest” in this type of complaints at the moment. In addition, she took the trouble to find my other complaint directly on the store and to make sure they are related, as she felt it was very important for the Ombudsman to know! Well, it just shows you that not all warrant officers are equal and I think there is a really good chance that I will now get a positive (albeit slower) result! Hello Sara, I had a late payment with a credit card in 2014 at the height of my use of PDL, at the same time there were two mandatory payment agreements that were introduced by paydayuk and payday express, which they withdrew as part of the refund. Is there a way to eliminate credit card delay payment due to the use of the LDP and the financial accessibility issues recognized at this stage? Thank you, Sara. As mentioned above, two 3 cards with a total of 11k (although I never asked for these limits from the beginning), in 2-3 months after performing credit checks seems a bit exaggerated.
I know it was my fault when I spent the money.